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The Home Improver Loan
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When you're ready to make some real improvements to the house, this loan opens up a lot of possibilities for you, from a new kitchen to an extra room, and even a swimming pool. If you want to repair, expand, or upgrade your home, this is our most popular loan. And even if you have less than perfect credit, you may qualify. Before you ask different contractors to bid the job, you can apply now and be conditionally pre-approved.

After you've chosen the contractor and the work is done to your satisfaction, you approve payment, so you're always in control. And you can get this conditional approval with no cost* and no obligation.


HOW MUCH CAN YOU BORROW?

The maximum amount for this loan is $50,000. There are no minimum loan amounts**.
Cheri
Cheri has been with us for 2 years. In that time, she’s helped hundreds people get exactly the loan they need.
HOW LONG DOES IT TAKE TO REPAY?

With this loan, you can select from a variety of repayment terms - from short to long -- that suit your personal situation best. After you apply, your loan officer can discuss with you the term that best fits your needs.
WHAT KIND OF PROPERTY CAN YOU OWN?

Any home that you own from one to four units is eligible. Prefabricated homes and trailers are eligible as well, if they are permanently installed on land that you own.

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WHAT IF YOU HAVE NO EQUITY?

If you are a recent homeowner with little or no equity, our No Equity Home Improvement Loan may be your best solution. Or you might want to combine loan purposes, and pay off credit cards while you get cash for home improvements. If that's your situation, then you should take a look at our Second Mortgage loan.
HOME IMPROVEMENT IDEAS

Click here to find some great home improvement ideas from Remodeling Magazine. You can also find out the average cost and resale value for some of today's most popular improvements. Keep in mind these costs are estimates and will vary depending on a number of factors, including the uniqueness of your home and your improvement.
* If you decide that Pyramid Financial's financing works for you, there will be some appraisal and title search fees, points and other costs, but it will cost you nothing to get all the details and apply toPyramid Financial.

**Except where state laws impose minimum loan amounts and subject to credit approval.



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