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There are all kinds of reasons to refinance. To lower your
monthly payments, either on your original mortgage, on other debt, or on both.
At the same time, this is a great opportunity to get cash out for home
improvements, debt consolidation, or any other good reason. You can pay off
higher rate mortgages, replace an adjustable-rate mortgage with a fixed-rate
loan or replace a loan that has a balloon payment with a loan that doesn't.
Even if your credit is less than perfect, we may be able to help.
A home equity loan gives you advantages that are hard to find with most loans
that aren't secured by real estate. For example, you may qualify for larger
loan amounts, lower interest rates, and longer terms. And the interest of a
home equity loan is almost always tax deductible*. To see exactly what these
advantages can do for you, just send us an
application. You will then get a
detailed financial solution, and see some interesting choices you might not
have known were possible.
*Consult your tax advisor concerning interest deductibility.
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HOW MUCH CAN YOU BORROW?
The maximum amount for this loan is $850, 000. There are no
minimum loan amounts*. |
Can a loan really be customized to fit you needs? Just
ask one of our loan officers, like Stuart. You'll be surprised how much they
can do for you. |
HOW LONG DOES IT TAKE TO REPAY?
With this loan, you can select from a variety of repayment
terms - from short to long - that suit your personal situation best. After you
apply, your loan officer can discuss with you the term that best fits your
needs. |
WHAT KIND OF PROPERTY CAN YOU OWN?
Any home that you own -from one to four units - is eligible.
Prefabricated homes and trailers are eligible as well, if they are permanently
installed on land that you own.
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WHAT ARE SOME OTHER CHOICES?
If you are looking great initial savings on interest and
monthly payments, an
adjustable rate
mortgage may be best for you. Often, the rate is lower than a fixed rate
loan and does not change for the first four years. Or if you are self-employed,
but can't easily verify your income, our
Self-Employed Loan may
best suit your needs. |
| *Except where state laws impose minimum loan
amounts and subject to credit approval. |
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